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Supplemental Security Income

Supplemental Security Income (SSI) is a Federal program administered by the Social Security Administration (SSA). The program is sometimes called Title XVI (Title 16) benefits.

The SSI program provides cash assistance to individuals who have limited income and resources and are either age 65 or older, or blind or disabled, including children. SSI is a "needs-based" program, sometimes called a "welfare" program, in contrast to Social Security Disability Insurance (SSDI - Title II), which is an insurance program with benefits dependent on previous payments into the system.

The amount of cash benefit you receive is based on the Federal Benefit Rate (FBR) and the amount of income you receive. To calculate your cash benefit WorkWORLD subtracts your countable income from the FBR.

Eligibility

To be financially eligible for SSI:

     Your non-excluded resources must not exceed $2,000 ($3,000 for a couple).

     Your countable income must be less than the FBR amount; and

     Your "countable earnings" must not exceed the Substantial Gainful Activity (SGA) amount.

NOTE: See Countable Earnings and Countable Income Overview for information about the various ways those terms are used in different SSA programs.

 

NOTE ALSO: SGA is not a factor for people who are blind. If you meet the medical definition of blindness used by SSA, SGA is not a factor for your SSI eligibility.

Once you begin receiving SSI benefits and you receive from SSA a final determination of eligibility, you may earn more than the SGA amount and still remain eligible through SSI Work Incentive 1619a.

Additional Information

A comprehensive Supplemental Security Income website is maintained by the Social Security Administration at:
http://www.ssa.gov/notices/supplemental-security-income/

Social Security Administration online Benefits Eligibility Screening Tool (BEST) logoThe Social Security Administration operates an online Benefits Eligibility Screening Tool (BEST) that can help you determine if you are eligible for Medicare, Social Security Disability Insurance (SSDI), Supplemental Security Insurance (SSI), and other programs. If you are connected to the Internet, go to:
http://best.ssa.gov/


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