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Deeming - SSI

When the Social Security Administration (SSA) deems income or resources, it is saying that some of the income and/or resources of another are available to the Supplemental Security Income (SSI) recipient or applicant.

Deemed income or resources can cause an SSI applicant or recipient to be ineligible for SSI benefits.

Deemed income can reduce the SSI cash benefit of an SSI recipient.

SSI applicants or recipients who are under age 18 may have income and resources deemed from their parents. (See Parental Deeming.)

SSI applicants or recipients who are married and living with a spouse who does not receive SSI may have income or resources deemed from their spouses. (See Spousal Deeming.)

IMPORTANT NOTE: Deemed income or resources can be included in a PASS either for purposes of determining eligibility or raising the SSI cash benefit amount. If, for example, SSA deems that $200 of parental income is available to an SSI recipient who is under age 18, then the recipient's SSI cash benefit will be reduced by $180. If the parents set aside $180 in a savings account and include that amount in a PASS (perhaps for the future purchase of Job Coach services) then the SSI cash benefit amount will rise by $180.

ALSO NOTE, HOWEVER: Individuals who are less than 15 years old are not considered by SSA to be likely candidates for a PASS.

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