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The Department of Labor and Industrial Relations, Division of Workers' Compensation administers the Workers' Compensation program in Missouri. The following brief summary is intended to provide a general overview of Workers' Compensation coverage and benefits in Missouri. See the separate topic for help with acronyms. For further information contact your local or state Workers' Compensation Program office. This information is based on data originally provided by the U.S. Department of Labor and updated by the Division of Workers' Compensation, and is current as of January 2011.
In Missouri, compensation benefits are adjusted annually, and changes become effective July 1 of each year. The rates shown below are in effect from July 1, 2010 to June 30, 2011.
In Missouri, workers' compensation is compulsory, and no waivers are permitted. There is no state fund. Employers may insure through private carriers, self-insurance, or through groups of employers. There is an exemption for employers with fewer than 5 employees.
Covers farm laborers whose employer elects to accept the provisions of the Workers' Compensation Act by the purchase of a valid compensation insurance policy. Members and officers of a family farm corporation may be covered under a policy of workers' compensation insurance if approved by a resolution of the board of directors. Coverage of agricultural workers is elective.
Domestic servants are specifically excluded from coverage.
Full medical benefits are provided with no time or monetary limitations.
The percentage of worker's wage paid is 66 2/3. For weekly payments, the minimum is $40 and the maximum is $799.11, 105% of SAWW. The maximum period of payments is 400 weeks.
The percentage of worker's wage paid is 66 2/3. For weekly payments, the minimum is $40 and the maximum is $799.11, 105% of SAWW. The maximum period of payments is the duration of disability.
The percentage of worker's wage paid is 66 2/3. For weekly payments, the minimum is $40 and the maximum is $418.58, 55% of SAWW. For non-scheduled injuries, the maximum period of payments is 400 weeks and the maximum amount payable is $167,432. If a scheduled injury is total by reason of severance or complete loss of use thereof, the number of weeks of compensation allowed in the schedule for such disability will be increased by 10%.
Missouri law covers disfigurement that is "Serious and permanent about the head, neck, hands, or arms including the loss of use or the loss of a member". There is no statutory figure for benefits, but the maximum period for payment of the benefits is 40 weeks.
Missouri Division of Workers' Compensation (Central Office)
P.O. Box 58
Jefferson City, MO 65102-0058
Phone: (573) 751-4231
Employee Toll Free Information Line: (800) 775-2667
Employer Toll Free Information Line: (888) 837-6069
Internet: http://www.labor.mo.gov/dwc/
Missouri Workers' Compensation Statutes are available online at:
http://www.moga.mo.gov/STATUTES/C287.HTM
Missouri Workers' Compensation Rules and Regulations are available online at:
http://www.sos.mo.gov/adrules/csr/current/8csr/8csr.asp#8-50
Curious about the Workers' Compensation program in another state? Want to see a summary like this one? Click here to select another state's summary.
Information for this topic was drawn from pages on the Division of Workers' Compensation website at:
http://www.labor.mo.gov/dwc/
http://www.labor.mo.gov/DWC/Forms/2011StateAverageWeeklyWageandBenefitsMaximum.pdf
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