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Workers' Compensation Summary - Georgia

The Georgia State Board of Workers' Compensation is responsible for the administration of the Georgia Workers' Compensation Act. The following brief summary is intended to provide a general overview of Workers' Compensation coverage and benefits in Georgia. See the separate topic for help with acronyms. For further information contact your local or state Workers' Compensation Program office. This information is based on data originally provided by the U.S. Department of Labor and updated by the Georgia State Board of Workers' Compensation, and is believed current as of January 2011.

In Georgia, compensation benefits are usually adjusted annually, and changes become effective July 1 of each year. The rates shown below are in effect from July 1, 2010 to June 30, 2011.

Type of Law and Insurance Requirements

In Georgia, workers' compensation is compulsory, but some waivers are permitted. There is no state fund. Employers may insure through private carriers, self-insurance, or through groups of employers. There is an exemption for employers with fewer than 3 employees.

Coverage of Agricultural Workers

Employees of the Department of Corrections who are engaged in farm and livestock operations are covered. Employers are permitted elective coverage for their farm laborers.

Coverage of Domestic Employees

Employers are permitted to provide voluntary coverage.

Medical Benefits

Full medical benefits are provided with no time or monetary limitations.

Benefits for Temporary Total Disability (TTD)

The percentage of worker's wage paid is 66 2/3. For weekly payments, the minimum is $50 or average wage if less, and the maximum is $500. The maximum period of payments is 400 weeks. The maximum weekly benefit in catastrophic cases shall be paid until such time as the employee undergoes a change in condition for the better.

Benefits for Permanent Total Disability (PTD)

The percentage of worker's wage paid is 66 2/3. For weekly payments, the minimum is $50 or average wage if less, and the maximum is $500. The maximum period of payments is the duration of disability.

Benefits for Permanent Partial Disability (PPD)

The percentage of worker's wage paid is 66 2/3. For weekly payments, the minimum is $50 or average wage if less, and the maximum is $500. For non-scheduled injuries, the maximum period of payments and the maximum payment amount are based on statutory schedule.

Disfigurement Benefits

Georgia has no specific provision for payment of disfigurement benefits.

Contact Information

State Board Of Workers' Compensation
Southern Company Center
270 Peachtree Street NW
Atlanta, GA 30303-1299

Phone: (404) 656-3875

Internet: http://www.sbwc.georgia.gov/portal/site/SBWC/

Additional Information

For additional information, see the Georgia Code online at:
http://www.legis.state.ga.us/cgi-bin/gl_codes_detail.pl?code=34-9-1

Current and historical benefit information is available in PDF format (requires Adobe Acrobat Reader) online at:
http://www.files.georgia.gov/SBWC/Files/provisions.pdf

Other State's Summaries

Curious about the Workers' Compensation program in another state? Want to see a summary like this one? Click here to select another state's summary.

Source

Information for this topic was drawn from pages of the Georgia State Board of Workers' Compensation website at:
http://www.sbwc.georgia.gov/portal/site/SBWC/

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