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A lump sum is a settlement or contract between you, your employer's workers' compensation insurer, and in some cases your employer. This one-time payment may be made in place of your weekly compensation checks and certain other benefits. In accepting a settlement you give up certain rights, so you must carefully consider whether or not settling your case is in your own best interest.
Your rights to future medical care for your injury may or may not be kept open following the settlement. When the insurance company has accepted liability, you will continue to have the insurer pay for necessary medical treatment and vocational rehabilitation services.
If you or your attorney requests that the Department of Industrial Accidents (DIA) schedule a lump sum conference for you, you can call a DIA office and request them to send you a booklet with more information about lump sum settlements. The brochure is also available on-line at http://www.mass.gov/dia/EMPLOYEE/LumpSumBrochure.htm
Workers' Compensation - Overview - Massachusetts
Information for this topic was drawn from:
http://www.mass.gov/dia/DESKSCAN/eeguide.pdf
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