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Grace Period

If you are a SSDI (Title II) beneficiary , then you are entitled to a 3-month Grace Period following your 9-month Trial Work Period (TWP). During your Grace Period you will continue to receive your SSDI (Title II) cash benefit even if your earnings exceed the Substantial Gainful Activity (SGA) level.

Your Grace Period begins the first month after you complete your TWP that your earnings exceed the SGA level. (SSA calls that month your "cessation" month. It is the month that SSA considers your disability to have ceased because of earnings.) Your Grace Period is your cessation month and the next two months.

After your 3-month Grace Period, you will not receive your SSDI cash benefit for any month in which your earnings exceed the SGA level. As long as you are in your Extended Period of Eligibility (EPE), however, you will receive your cash benefit for any month in which your earnings do not exceed the SGA level.

NOTE: See Unsuccessful Work Attempt (UWA) for information about how the Grace Period can be affected if you must stop working at the SGA level because of your disability within 6 months.

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