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General Income Exclusion - SSI

Your unearned income generally reduces your SSI check dollar for dollar. The first $20 per month of your total unearned income, however, is usually not counted. This first $20 is called your General Income Exclusion.

One type of unearned income does not qualify for the General Income Exclusion. This is a needs-based payment funded wholly or partially by a non-governmental organization or by the Federal Government. SSA calls this kind of income "income based on need".

Any portion of the General Income Exclusion that cannot be used up against unearned income reduces your countable earned income received in the same month.

See SSI Unearned Income Exclusions for information on other types of unearned income that are not counted.

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