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This topic shows tables of Loan Guaranty Entitlement amounts and Funding Fee percentages used in the Veterans Affairs (VA) Home Loan Guaranties program. These values became effective in January 2004 and are valid through September 2011.
|
Loan Amount |
Guaranty Percent |
Maximum |
|
Up to $45,000 |
50 |
22,500 |
|
$45,001 to $56,250 |
40-50 |
22,500 |
|
$56,251 to $144,000 |
40 |
36,000 |
|
$144,001 or more |
25 |
|
|
Manufactured home or lot |
40 |
20,000 |
|
Loan Category |
Veterans |
Reservists |
|
Purchase or construction loans with down payments of less than 5 percent, refinancing loans and home improvement loans |
2.15 |
2.4 |
|
Purchase or construction loans with down payments of at least 5 percent but less than 10 percent |
1.5 |
1.75 |
|
Purchase or construction loans with down payments of 10 percent or more |
1.25 |
1.5 |
|
Manufactured home loans |
1.0 |
1.0 |
|
Interest rate reduction loans |
0.5 |
0.5 |
|
Assumption of VA-guaranteed loans |
0.5 |
0.5 |
|
Second or subsequent use without a down payment |
3.3 |
3.3 |
Veterans Affairs (VA) Benefits - Home Loan Guaranties
http://www.homeloans.va.gov/docs/funding_fee_tables.doc
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Topic Title: Veterans Affairs (VA) Benefits - Home Loan Guaranties Rates
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Page Last Updated: 02/01/2012 06:00:00