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Workers' Compensation Summary - Mississippi

The Workers' Compensation Commission administers the Workers' Compensation Law in Mississippi. The following brief summary is intended to provide a general overview of Workers' Compensation coverage and benefits in Mississippi. See the separate topic for help with acronyms. For further information contact your local or state Workers' Compensation Program office. This information is based on data originally provided by the U.S. Department of Labor and updated by the Workers' Compensation Commission, and is current as of January 2011.

In Mississippi, compensation benefits are adjusted annually, and changes become effective January 1 of each year. The rates shown below are in effect from January 1, 2011 to December 31, 2011.

Type of Law and Insurance Requirements

In Mississippi, workers' compensation is compulsory, and no waivers are permitted. There is no state fund. Employers may insure through private carriers, self-insurance, or through groups of employers. There is an exemption for employers with fewer than 5 employees.

Coverage of Agricultural Workers

Employers may secure coverage voluntarily, even though no statutory provisions are prescribed.

Coverage of Domestic Employees

Employers are permitted to provide voluntary coverage.

Medical Benefits

Full medical benefits are provided with no time or monetary limitations.

Benefits for Temporary Total Disability (TTD)

The percentage of worker's wage paid is 66 2/3. For weekly payments, the minimum is $25 and the maximum is $427.20, 66 2/3 percent of SAWW. The maximum period of payments is 450 weeks. The total maximum lifetime disability amount payable is $190,039.50.

Benefits for Permanent Total Disability (PTD)

The percentage of worker's wage paid is 66 2/3. For weekly payments, the minimum is $25 and the maximum is $427.20, 66 2/3 percent of SAWW. The maximum period of payments is 450 weeks. The total maximum lifetime disability amount payable is $190,039.50.

Benefits for Permanent Partial Disability (PPD)

The percentage of worker's wage paid is 66 2/3. For weekly payments, there is no minimum and the maximum is $427.20, 66 2/3 percent of SAWW. For non-scheduled injuries, the maximum period of payments is 450 weeks, and the total maximum lifetime disability amount payable is $192,240.

Disfigurement Benefits

Mississippi law covers disfigurement that is "Serious, facial or head". Benefits are a maximum of $2,000.

Contact Information

Mississippi Workers' Compensation Commission
1428 Lakeland Drive
Jackson, Mississippi 39216

Mailing address:
Mississippi Workers' Compensation Commission
PO Box 5300
Jackson, MS 39296-5300

Phone: (601) 987-4200

Internet: http://www.mwcc.state.ms.us/

Additional Information

Historic and current maximum compensation benefit rates are available online at:
http://www.mwcc.state.ms.us/faq/rates.html

General and Procedural Rules of the Workers' Compensation Commission are available online at:
http://www.mwcc.state.ms.us/law-clms/rules.html

Other State's Summaries

Curious about the Workers' Compensation program in another state? Want to see a summary like this one? Click here to select another state's summary.

Source

Information for this topic was drawn from pages of the Workers' Compensation Commission website at:
http://www.mwcc.state.ms.us/

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