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Workers' Compensation Summary - Connecticut

The Connecticut Workers' Compensation Commission administers the Workers' Compensation Act. The following brief summary is intended to provide a general overview of Workers' Compensation coverage and benefits in Connecticut. See the separate topic for help with acronyms. For further information contact your local or state Workers' Compensation Program office. This information is based on data provided by the U.S. Department of Labor and updated by the Workers' Compensation Commission, and is current as of January 2011.

In Connecticut, compensation benefits are adjusted annually, and changes become effective October 1 of each year. The rates shown below are in effect from October 1, 2010 to September 30, 2011.

Type of Law and Insurance Requirements

In Connecticut, workers' compensation is compulsory, but some waivers are permitted. There is no state fund. Employers may insure through private carriers, self-insurance, or through groups of employers. There is no exemption for employers with small numbers of employees.

Coverage of Agricultural Workers

Agricultural workers are covered the same as all other employees.

Coverage of Domestic Employees

Covers any domestic worker employed more than 26 hours per week by one employer.

Medical Benefits

Full medical benefits are provided with no time or monetary limitations.

Benefits for Temporary Total Disability (TTD)

The percentage of worker's wage paid is 75% of worker's spendable earnings. For weekly payments, the minimum is $226.80 (20 percent of SAWW or an amount not to exceed 75% of worker's average wage, if less) and the maximum is $1,134, 100% of SAWW. The maximum period of payments is the duration of disability. WC benefits are subject to Social Security benefit offset.

Benefits for Permanent Total Disability (PTD)

Benefits for Permanent Partial Disability (PPD)

The percentage of worker's wage paid is 75% of worker's spendable earnings. For weekly payments, the minimum is $50 and the maximum is $959, 100% of average production wage. For non-scheduled injuries, the maximum period of payments is 520 weeks and the maximum payment amount is $498,680. WC benefits are subject to Social Security benefit offset.

Disfigurement Benefits

Connecticut law covers disfigurements which are "Permanent". Compensation shall be awarded for disfigurement not caused solely by the loss or the loss of use of a member of the body for a maximum period of 208 weeks.

Offset Provisions in State Laws

Section 31-307(e) --An employee's total incapacity shall be reduced while the employee is entitled to receive old age insurance benefits pursuant to the Federal Social Security Act. The amount of each reduced workers' compensation payment shall equal the excess, if any, of the workers' compensation payment over the old age insurance benefits.

Contact Information

Workers' Compensation Commission
Capitol Place
21 Oak Street
Hartford, CT 06106

Phone: (860) 493-1500
Fax: (860) 247-1361

Internet: http://wcc.state.ct.us/

Additional Information

The Connecticut Workers' Compensation Information Packet (comprehensive "plain-English" information about Connecticut’s workers’ compensation system, its benefits, procedures, and more) is available online at:
http://wcc.state.ct.us/download/acrobat/Info-Packet.pdf

Workers' Compensation Administrative Regulations are available online at:
http://wcc.state.ct.us/law/menus/wc-regs.htm

Workers' Compensation Laws are available online at:
http://wcc.state.ct.us/law/menus/wc-act-2007.htm

Other State's Summaries

Curious about the Workers' Compensation program in another state? Want to see a summary like this one? Click here to select another state's summary.

Source

Information for this topic was drawn from pages of the WCC at:
http://wcc.state.ct.us/

http://wcc.state.ct.us/download/acrobat/Benefit-Rate-Table-2010-2011.pdf

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