Show Navigation 
WorkWORLD Logo: Empowerment through Decision Support Technology. Employment Support Institute, Virginia Commonwealth University.  Link to WorkWORLD homepage. WorkWORLD Logo: Empowerment through Decision Support Technology. Employment Support Institute, Virginia Commonwealth University.      
  Get Latest
WorkWORLD
Get Latest WorkWORLD Version button and link to How To Get WorkWORLD page
WorkWORLD Logo: Empowerment through Decision Support Technology. Employment Support Institute, Virginia Commonwealth University.
Monday - May 5, 2025
www.workworld.org
workworld@vcu.edu

Medicare Buy-In for People with Disabilities Who Work - SSDI

After premium-free Medicare coverage ends due to work (see Medicare Continuing Coverage), some people who have returned to work may buy continued Medicare coverage, as long as they remain medically disabled. (Some people with low incomes and limited resources may be eligible for State assistance with these expenses – see below.)

You are eligible to buy Medicare coverage if you:

· Are not yet age 65;

· Continue to have a disabling impairment; and

· Your Medicare stopped due to work.

You can buy Premium Hospital Insurance (HI Part A) at the same monthly cost which uninsured eligible retired beneficiaries pay; and you can buy Premium Supplemental Medical Insurance (SMI Part B) at the same monthly cost which uninsured eligible retired beneficiaries pay; or you can buy Hospital Insurance (Part A) separately without Supplemental Medical Insurance (Part B). You can, however, buy Supplemental Medical Insurance (Part B) only if you also buy Hospital Insurance (Part A).

The premium amount in 2012 for HI Part A is $451.00 per month. The premium amount in 2012 for SMI Part B is $99.90 per month. In 2011, the monthly premium for HI Part A was $450.00, and the monthly premium for SMI Part B was $115.40, although most people paid $96.40 due to the hold-harmless provision.

You may qualify for a reduction in the amount of your premium for Hospital Insurance (Part A) if you:

·        Have 30 or more quarters of coverage on your earnings record; or

·        Have been married for at least 1 year to a worker with 30 or more quarters of coverage; or

·        Were married for at least 1 year to a deceased worker with 30 or more quarters of coverage; or

·        Are divorced, after at least 10 years of marriage, from a worker who had 30 or more quarters of coverage at the time the divorce became final.

The reduced premium amount in 2012 for HI Part A is $248.00 per month for those who meet the above criteria. It was also $248.00 in 2011.

NOTE: For other years, the monthly premium amounts are shown in the topic Medicare Premiums, Deductibles, and Co-Insurance.

Help With Medicare Part A Premiums

If you are under age 65, disabled, and no longer entitled to free Medicare Hospital Insurance Part A because you successfully returned to work, you may be eligible for a program that helps pay your Medicare Part A monthly premium.

To be eligible for this help, you must:

·        Continue to have a disabling impairment;

·        Sign up for Premium Hospital Insurance (Part A);

·        Have limited income;

·        Have resources worth not more than $4,000 for an individual and $6,000 for a couple, not counting the home where you live, usually one car, and certain insurance; and

·        Not already be eligible for Medicaid.

To find out more about this program, contact your local, county, or State Social Services or medical assistance office. Ask about the Medicaid Buy-In Program for Qualified Disabled and Working Individuals (QDWI).

Source

http://questions.medicare.gov/cgi-bin/medicare.cfg/php/enduser/std_adp.php?p_faqid=1979

http://www.cms.hhs.gov/apps/media/press/release.asp?Counter=1958

http://questions.medicare.gov/cgi-bin/medicare.cfg/php/enduser/std_adp.php?p_faqid=2260


WorkWORLD™ Help/Information System
Topic Title: Medicare Buy-In for People with Disabilities Who Work - SSDI
Topic URL: https://help.workworldapp.com/wwwebhelp/medicare_buy_in_for_people_with_disabilities_who_work_ssdi.htm
Bookmark: To bookmark page, first follow Topic URL link above. Then use (CTRL-D).
Print: Print this topic page.

NOTE: Table of Contents, Index, and Search facilities within the WorkWORLD Help/Information System, if not visible, are available by clicking the blue "Show Navigation" link at the extreme top left of this page. See Using the Help/Information System On The Web for additional information about this and other features of the system.

FreeTranslation Logo and link to website

Translate this page in a new window by selecting a language below. Machine translation services are offered as a convenience, and should only be used to obtain the "gist" or general meaning of the page content. No endorsement of this commercial service is intended or implied.

Image of Spanish flag.  Click to translate this page into Spanish.
Spanish
Image of French Flag.  Click to translate this page into French.
French
Image of German flag.  Click to translate this page into German.
German
Image of Italian flag.  Click to translate this page into Italian.
Italian
Image of Portuguese flag.  Click to translate this page into Portuguese.
Portuguese
Image of Norwegian flag.  Click to translate this page into Norwegian.
Norwegian
Image of Netherlands flag.  Click to translate this page into Dutch.
Dutch

AddThis Social Bookmark Button   Share/Save: Click the button or link at left to select your favorite bookmark service and add this page.

This is one topic from the thousands available in the WorkWORLD™ software Help/Information System.
Complete information about the software is available at: http://www.WorkWORLD.org

Get WorkWORLD latest version button and link to How to Get WorkWORLD page

See How to Get WorkWORLD page at: http://www.WorkWORLD.org/howtogetWW.html

NOTE: Sponsored links and commercial advertisements help make the WorkWORLD™ website possible by partially defraying its operating and maintenance expenses. No endorsement of these or any related commercial products or services is intended or implied by the Employment Support Institute or any of its partners. ESI and its partners take no responsibility for, and exercise no control over, any of these advertisements or their views or contents, and do not vouch for the accuracy of the information contained in them. Readers are cautioned to verify all information obtained from these advertisements prior to taking any actions based upon them. The installed WorkWORLD software does not contain advertisements of any kind.

Copyright © 1996, 1997, 1998, 1999, 2000, 2001, 2002, 2003, 2004, 2005, 2006, 2007, 2008, 2009, 2010, 2011, 2012, Virginia Commonwealth University. All rights reserved.
Page Last Updated: 02/01/2012 06:00:00